Benefit Fraud

When investigating cases, Fraud Officers will collect facts and a decision will be made on whether or not to take further action. They may gather information about the claimant and their family members, then compare it with information already given on claim forms or in interviews

When individuals lie or falsely represent themselves in order to get state benefits unreasonably, it is anything but a harmless crime. The money comes out from people bags and that is financed by the tax paper so we’re all the less fortunate. Finding guilty parties can be a complicated procedure however they double-cross themselves with their greed most of the times.

benefit fraud scotland

The most recognized type of benefit fraud is the point at which an individual gets benefits, yet proceeds or starts employment. Another recognized type of fraud is the point at which the beneficiaries of benefit guarantee that they live alone, however, they are monetarily supported by a partner or spouse.

When going through different cases, Fraud Officers will gather facts and a decision will be made on regardless of whether to make further move. They may gather data about the petitioner and their relatives, at that point compare it effectively on claim forms or in interviews.

At the point when an individual commits benefits fraud, there will be a few factors that are considered so as to decide the seriousness of the offense (s)

An individual is blameworthy of fraud if:

  1. They falsely speak to the realities

By insincerely making a false representation so as to benefit for himself/herself or another.

  1. They neglect to reveal information

By neglecting to reveal information that he/she has a lawful obligation to do as such and because of the disappointment plans to make a monetary profit for himself/herself or another.

How to Select the Right Laguna Hills Real Estate Agent

Finding a good Laguna Hills real estate agent can be a daunting task. Buying or selling a real estate property is stressful. So, take your time when looking for a good real estate agent in Laguna Hills. Do your research. Interview several real estate agents before making your final decision.

Here is how to select the right real estate agent in Laguna Hills.

1. Talk to their Past Clients

The best real estate agents provide a list of their past clients. They provide the list when you request it. Contact their past clients. Ask them for their honest review of the agent. You can also read reviews and testimonials on the internet. Hearing what other people say about the agent can help you make the right decision.

2. Licensing

Reputable real estate agents have current licenses. They complete all proper training before they get this license. Make sure the name of the agent is listed on the real estate regulatory board. You can find this board online. Are there any disciplinary actions or complaints against the agent? Do not work with dishonest real estate agents.

3. Red Flags

Watch out for these red flags;

Firstly, the agent who suggests a very high asking price when you are selling your property. This is a bad sign. Why? Because homes, that have a very asking price, are hard to sell.

Secondly, a part-time real estate broker. They are not committed to their job and their clients. And they do not have enough experience.

Thirdly, a Laguna Hills real estate agent that does not deal with the type of property you are selling. A good agent caters to your specific needs.

4. Interview Several Agents

Ask several real estate agents for an interview. Do not hire the first Laguna Hills real estate agent you will come across. Ask these agents how long they have been in this industry. Ask them to tell you the number of buyers and sellers they have dealt with. And ask how the agent communicate with their clients. Avoid an agent that uses one medium of communication.

5. Online Presence

Check the Laguna Hills real estate agent’s online presence before making your final decision. Does the agent have reviews online? If yes, read these reviews. The best agents get good reviews. If most people have had a bad experience with an agent, avoid that agent.

These are the tips for selecting the right Laguna Hills real estate agent.

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Will Investing in a Newly Built Property Be Beneficial?


In London, everyone knows that new homes and properties are the lifeblood of the modern housing market. To keep all the pipeline of properties flowing, the government works hard and comes up with billion-pound schemes to stimulate demands and attempt to free the planning process.

Even though there is a clear influx of newly built houses and properties cropping up in the property market, due to immense demand to house the increasing population in Britain, buyers turn to estate agents in London as people planning to buy for the first time. Along with homebuyers, buy-to-let homeowners and investors find this idea of investing in newly built properties an attractive prospect.

The Rise in Number of Properties in London

In different parts of London, the number of new developers and new homes is rising continuously. In other areas, the rate has increased to about 20% more when compared to the results of last year. Now, more Home Counties and areas bristle with construction cranes. This is a good thing, because new builds are becoming a popular trend with landlords for several reasons, and they offer other investment based opportunities when compared to the older properties.

Whether you plan to dip your toes in the property investment pool, or wish to climb the ladder, here is an insight into the top benefits of investing in a newly built property in London. Go through these, and it should help you to weigh all your options and manage it properly.

New Tenants Prefer New Homes

In several cases, properties newly built offer nearness and the right kind of activities that young renters would have in their lifestyle. As such, these developments only attract them. These help with better access to gyms, bars, restaurants, as well as other essential facilities that are important factors for several renters and homes newly built offer the right “must-have” features.

In terms of how tenants perceive this, most feel that renting a new London property will help to upgrade their lifestyle because compared to several post-war properties and old-style Victorian homes, these come with proper layouts and designs.

Increased Rents

Considering this from a landlord’s perspective, newly built properties tend to rent for about 10-20% more compared to other types of properties. Although this premium may erode, when other larger developments emerge on stream, the supply will become higher than its demand. As such, it is important that you choose the location properly.


Low Maintenance

According to experienced estate agents in London, such as those at Yooodle, investing in a newly built home will take off the hassle of maintenance charges. With the minimal requirement of changes at the time of moving in, it will let people save. Routine retouching and little personalization will help to keep it in the best shape. As such, landlords will also be able to enjoy some relief of their investment, since it will require little repairs and sprucing. At the same time, first-time buyers will be able to ease themselves into their responsibilities of homeownership without worrying about the need for extensive redecorating.

Some homes also come with inbuilt appliances integrated like ovens, microwaves, induction, fridges, ovens, dishwashers, hobs, and more to make it a lot easier for tenants to be able to carry on with their life without the need to invest in heavy purchases.

Quality Guarantee

In London, whether it’s an apartment or a house, newly built ones come with the NHBC guarantee (National House Building Council). This serves as a “Buildmark” offering people who make the investment in new properties protection against any errors related to construction errors for at least 10 years post its construction. This also helps to protect those that buy-off plan against builders that lose their deposits.

The Option of Incentives

The government will also help with equity loans, which would apply to newly built properties, giving first-time buyers the right opportunity to purchase their home with about 5% of deposit. Success with this scheme lets more brokers be independent and offer 95% loan to value mortgages.

Choosing a Better View

In addition to having the option to customize finishes, early buying of newly built homes through the help of estate agents in London will enable buyers to choose the view they prefer to have for their home. It offers more choice to buyers rather than choosing and waiting for a limited choice. Furthermore, with the existing property, buyers will be able to get what they need in terms of style and location, but other aspects may not be right for them, such as the amount of light, and the warmth it offers.

Regardless of whether this is your first time in the property market, if you wish to invest in a newly built home in London, you need to know that this is a smart decision you are making. In addition, you have to explore your options too and search for the best possible options in your area.


How To Find The Perfect Isles Of Capri Vacation Rentals

If you are going to be going to the Isle of Capri, you might want to rent a home instead of stay in a hotel. When you stay in an Isles of Capri vacation rentals you get a better experience and the rental is going to be a much better place to be. Vacation rentals allow you to live like the locals and you get a more authentic experience.

Renting a vacation rental is the best choice when you are looking for a place to stay for your vacation. You can find the rentals online and if you are looking for your rental online you are going to want to spend some time comparing rentals so you can find the right rental for your needs. The best rental is going to be in your price range and it is going to have all the features you need.

Think about your budget and think about how much you want to spend. You need to make sure that you keep plenty of money left over to do other things that you want to do so you don’t spend all of your money on your vacation rental. You also need to make a schedule so you can try to see all of the sights that you want to see. Try not to pack your schedule too full because you want to leave plenty of time to just relax and explore without being on a tight schedule.

Look for the most expensive vacation rental that you can afford so you end up with a better experience. The right vacation rental is going to make your experience better and you are going to enjoy your experience a lot more. Renting a vacation rental provides you with a much better experience and you are going to enjoy yourself more when you are staying in a vacation rental.

The right vacation rental is going to make your stay so much better and there are so many nice rentals to choose from in the area. You get more room with a vacation rental which makes this situation perfect if you have kids or are traveling in a group. A vacation rental is often cheaper than renting a hotel because the cost can be split with everyone you are traveling with.

Vacation rentals also allow you to stay in a better area of town and you can get closer to the beach and to the other great areas. You don’t have to deal with all of the noise and chaos of a hotel and you get more privacy. You also get a lot more room when you choose a vacation rental. You get a better experience when you stay in a rental and your trip is going to be more fun.

When you stay in Isles of Capri vacation rentals you are going to enjoy your trip so much more and you are going to get to enjoy staying in a place that you really love. The right vacation rental is worth the money.

On Hiring A Dallas Electrician

Before you work with a Dallas electrician, you have to do your research on your options. You don’t want to hire an amateur that may not do a good job. Find a lot of great options by reading through and using the tips you’re going to be presented with below.

Learn all you can about an electrician before you hire them. One way to learn more about an electrician is to look for their website to see if they have an about us page on it that tells you more about their company. You can also learn a little more about a service if you find reviews on it that were written by people that used the service in the recent past. Either way you go about this, you want to learn as much as you can about an electrician to get a feel for whether they are worth the money or not.

An electrician needs to price their services fairly for them to be worth working with. You need to look into what a few different people are charging to get an idea of what is going to be a fair price to pay. There are a lot of electricians so you’re going to want to call around to ask them what they are going to charge you to help you out. Know that you sometimes get what you pay for so you don’t want to go so cheap that the service will obviously not be too good.

After reading through these tips, it should be easier for you to find a Dallas electrician. You’ll come to find that there are plenty of options in this area of the world. Take it a step at a time and it shouldn’t take you too long to hire someone that will do awesome work for you.

Choose Soleheat for Your Underfloor Heating

Soleheat is a store that deals in underfloor heating appliances, manifolds, profix and plumbing supplies and other related items online in the U.K. They have a number of specialists who are always available to help you with all your heating requirements. We will match any price you get.

The company was formed through the partnership of former plumber and an engineer. Their purpose was to be the most reliable providers of heating systems both wet and electric. The items are stocked in the warehouse and available for next day delivery. They make sure that your orders are on time and in good condition. If need be your delivery will be on a pallet.

When you purchase the equipment you can download a pdf with instructions on how to install your underfloor heating instructions. If after you receive the equipment you decide you want to return the policy of return then it is possible but you need only to ensure that you return the product 30 days from the date of purchase. The requirements for return are as follows:

Receipt of proof of purchase
And unused, product in the original packaging.
Please note the company charges a re-stocking fee. Also if the product is returned used or damaged, or more than 30 days after purchase you could get a partial refund. Once the returned item was received and checked, you will receive an email with your refund. Once approved they apply to your credit card. Please note sale items are neither returnable nor refundable. You can exchange items that are defective or damaged only. How you exchange the item is you send the email to the company advising of the return of the item and then return the item to the warehouse. A review of the company by a new customer was a four-star review.

There are two different types of underfloor heating: wet and electric. Seeing the need to be a company that was available they have next day delivery available for you the customer as long as the order is placed by 12 pm the day before. They also give you free delivery on any order over £200.

This company is based in the United Kingdom and is strictly online. However, their warehouses are listed on their website so you can see where it is in proximity to you. I do not believe they allow you to pick up the equipment but you can always call and find out.

As with most heating systems you the buyer should be aware of several things about your particular house. How many rooms you have and will be heated. What type of heating system do you want? Do you have to replace an older system with a new system? Also is it new construction or a rehab job? All of this matters when deciding what to purchase for your heating needs.

Not only do you look at the house itself, but know what your own personal heating needs and that of your family. Also, you might want to check out the possibility of the costs of upgrading your system should you choose to add additional rooms.

Another thing to check for your heating needs is the person who may be coming to install it in your house. Soleheat invites you to call and talk with their specialists about the house including what I described above to pick out the best heating system for you. They will discuss what you need, installation, time and costs so that you the consumer are aware. They will also discuss with you the return policy as well as an exchange policy.

The specialists would be happy to match as they say any price that another company can come up with for the same equipment and installation process. This is a good thing for you the buyer particularly if you live out in the boonies and can’t receive a lot of deliveries or it cost you an arm and a leg to deliver. Don’t be afraid to be specific and ask what you want. That is what the specialist is there for. To give you what you want in your heating system.

Most of U.K. is going through the same type of weather that you are going through. It is helping you decide what is best for your heating needs through the past winter with the snowfall, and previous flooding and cold weather that Soleheat telephone line is there for you.

Remember that you need to shop around before buying any product including your heating system. See what is available and price what is good for you in your price needs. Then come back to Soleheat and they guarantee you a matched price and a better deal.

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JMaverick Studios Website: Videos And Brand Marketing

Did you know that viral videos from can be a good investment for all businesses looking to increase brand awareness? Indeed, a viral video on social media platforms such as Facebook ensures the name of your business gets in front of the eyes of millions of potential customers. What’s more, many videos that go viral online are picked up by major TV stations giving businesses featured in the videos even more free national advertising.

Creating viral videos really is a good marketing strategy for any online business hoping to make a name for themselves in 2018. That said, creating such videos is not as simple as many might think. It takes a lot of brainstorming to come up with creative concepts that are certain to gather traction on the likes of Facebook, YouTube, and Twitter.

jmaverick studios website

Apart from creating viral videos for corporate clients, the JMaverick Studios website also produces professional videos for all types of businesses. If your business is looking for videos to showcase your products or explain your services to prospective customers, you really should consider visiting the aforementioned website. On the website, you can see lots of examples of work for past satisfied clients.

When the internet first became mainstream, video content was rare due to bandwidth speed and data limitations. As investments in global network infrastructure occurred, the quantity and quality of online video content increased enormously. It is now possible to stream HD video content at 60FPS in many parts of the world. In the future, it is thought that 3D and 360-degree multi-angle virtual reality videos will become very popular.

The truth is that there is now a huge demand for video content on the internet. You only have to visit YouTube and look at the number of videos available to watch and the viewing figures of some of the most popular channels to see that people really like watching videos. You will see that some channels have millions of subscribers and receive more viewers each month than some TV broadcasters.

If your online business doesn’t currently have a presence on YouTube, you really need to make that one of your main priorities this year. You are missing out on a very large audience of potential customers. Once you start using video content, you are bound to see a huge increase in conversation rates when the content is compared to similar existing written content.

Garage Door Repair Los Angeles Assistance Is Out There For You

garage door repair Los Angeles

Before you work with a garage door repair Los Angeles company, you’re going to need some advice. That way, you work with the right company that is charging fair rates. Here’s more on this matter so you can always find the right people that are charging prices that are worth it.

You need to first find out who offers this kind of service in the Los Angeles area. The best way to find company names out is to look up garage door repairs on a search engine site. Just look up something like “garage door repairs in Los Angeles” and you should be presented with results that tell you what the company names are in the area that you can work with. When you’ve come up with a list of three or more names, it’s a lot easier to research each option and then to pick the one that’s going to work out best for you to work with.

It’s important to work with a garage door repair service that is charging fair prices. If you know what’s wrong with your garage door, then you can call companies up and let them know what’s going on so they can give you a rough idea of what you’re going to have to pay them to get their assistance. You’re going to want to make sure you ask more than a couple of companies what they are charging so you can get a feel for what the prices are like on average in the area.

Before you work with a company, it helps to find out what people are saying about them. You want to do your research by looking for reviews on each company that has fair pricing. When looking into reviews, it helps to find the ones that are up to date and that are detailed. You want to know exactly what to expect when you work with a company just so you don’t waste your money on places that offer poor services. Since there are a lot of companies to choose from, you should be able to find one with good prices and reviews.

You’re going to want to be careful when looking for a garage door repair Los Angeles service. You want to know that you’re paying fair prices and that the company is good at what they do. Use what you’ve learned here and you should be able to find the help you’re looking for.

Find a Reliable Electrician Fort Worth

Are you dealing with electrical issues at home? This can prove to be a frustrating experience, but you don’t have to live with this problem for a long time. You only need to call a reputable electrician to get the job done. But how can you make sure that you’re the right electrician Fort Worth? Here’s a quick guide to help you navigate this process.

Knowing about what your electrician works on in your project�”if they outsource or not, helps you in your hiring decision. Sometimes, you can find an electrical repair company that does all the work. No outsourcing�”their company is reliable for everything. It would be up to you if you are fine with a company who hires different electricians to do a part of the work needed.

Even if you are not an expert in electrical repair, you must have an idea about the expected range of costs. The electrician must let you know about initial costs upfront. Throughout the duration of the project, they should always be transparent. If an upfront cost is not possible, they should be able to give you a rough estimate.

Being aware of the extra charges that may be added to your expenses would save you the surprise when it’s already time to pay your electrician. Things that may cause extra charges are overtime pay, rush fees, or even transportation costs for the electrical repair expert. Knowing ahead lets you work with your budget. You can decide if your electrician is worth hiring or if you can find another one who has an all-in package.

Knowing if the electrical repair company will provide the contract for your partnership lessens the risks of problems and inconvenience when things don’t go as planned. It also allows you to protect yourself, as you can draft up a contract if they won’t. Having a contract secures delivery of what is asked from both sides. It protects you from fraud and swindling.

Making sure that you and your electrician Fort Worth are legally bounded by a contract saves you the trouble of having to find proof of your partnership in case of any mishaps. Contracts are comprehensive documents that state everything about possible termination of the partnership. They also put in paper detailed expectations of work and deadlines. The most important part of a contract is the part where consequences are delineated under the circumstance of failure to do the one’s part.

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4 Tips for Finding the Right Corpus Home AC Repair Service

Are you searching for the right corpus home AC repair service? Choosing the right AC repair can be a daunting task because there are so many AC repair services in Corpus. Do your own research if you want to pick the right service. And talk to the people who know the best AC repair services. They can help you pick the right service.

Here are the factors to consider when searching for the right AC repair service in Corpus.

1 Reviews

Start by reading reviews of AC repair services in Corpus. You can even check out their ratings. The best services get good reviews because they do an excellent work. They are highly rated. Their technicians behave properly when they are in your home. They are reliable and their customer service is excellent.

2 Ask Around

Talk to people who have used these services. They can help you pick the right service. In fact, some of these people know AC repair services that will just waste your time and money. If they tell you to avoid certain services, avoid them. The best AC repair services in Corpus are highly recommended.

3 The Cost

It is important to know how much you are going to pay the AC repair service. This is because there are some services that have very high prices. You cannot afford them. Ask these services for quotes. They will send their quotes. Pick the one that is in your price range. Avoid the AC repair services that won’t send you a free quote.

4 Reputation of the AC Repair Service

Know the reputation of the AC repair service you want to select. Avoid the services that have a negative reputation. They may not know how to repair AC systems. In fact, their technicians are not always experienced. They will just waste your time and money. Select AC repair services that have a good reputation in Corpus. A lot of people use them.

You now know how to select the right Corpus home AC repair service. Choose a service that has a good reputation, get good reviews, and has been in this business for several years. Ask your friends and family to refer you to the right AC repair service. Do not choose an AC repair service in Corpus that you do not know or trust.

Important Information About Fire And Water Damage Restoration

A fire, leak, or flood can cause a tremendous amount of damage to your home. Smoke can infiltrate every inch of your home, leaving behind a smelly residue that is almost impossible to clean. When dealing with water, the initial damage is only part of the problem. There is also the threat of mold, mildew or rot developing long after the water has receded. More: fire and water damage restoration in Florence SC.

Companies that deal with fire and water damage restoration specialize in restoring properties back to their original condition again. With fire damage, this involves replacing any building materials that were actually physically damaged by the fire. In addition, it includes removing soot and smoke residue from the property, including all of the objects that were stored inside.

The process of water damage restoration is a little bit different. Before any cleanup work can begin, the property has to be thoroughly dried out. This is usually accomplished using a series of high-powered fans and heaters. Once the moisture has been removed, the damaged materials can then be replaced or restored. It is absolutely essential that all traces of water are removed from the property to prevent mold from growing in the future.

One of the biggest mistakes that people make after a flood or fire is trying to clean up the damage on their own. There are a lot of ways that this can go wrong. Oftentimes, fire damage is hidden behind the walls or in places that you can’t see. If these damaged building materials are not properly dealt with, it can weaken the structural integrity of the building.

Smoke damage can also be extremely difficult to deal with since every item in the home needs to be thoroughly cleaned. A professional company can get the job done much more quickly and efficiently since they have the tools and experience to do it right.

In terms of water damage, you may not be able to completely dry out your property on your own. Hidden moisture that is left inside the floors, walls, or ceiling of your home can result in mold growth. Not only can mold cause health problems for you and your family but dealing with it after it has taken hold can be difficult and expensive.

Working with a professional fire and water damage restoration company is the best way to avoid all of these problems. They can ensure that any damage is properly dealt with, returning your home to its previous state again.

Miami Bee Removal- Three Basic Options

Just as a house is significant for you, so is a beehive for bees. But what happens if these species create hives inside your home where you do not appreciate their presence? Most people are usually worried about the effects of bee stings, and that’s the reason why they feel threatened by the presence of bees. However, it is not easy to determine whether you are allergic to bee stings and so, the only way to solve this issue is through a proper Miami bee removal operation.
Here are some basic ways to solve a bee infestation problem:

The first step is to identify the type of species that lives in the hive. If you are dealing with honeybees, you may want to contact a Miami bee removal specialist to handle it. These types of bees are rare, and so, they should be handled with care. If you are having trouble identifying the type of bees, you should ideally, seek professional help.

If you’re not dealing with honeybees and have decided not to use an expert, you can attempt the removal process on your own. However, the task will need proper preparation for the bets results. Ensure that you have all the ideal items for the removal procedure. Proper clothing is one of the first things to consider as they are essential for protecting your body from bee stings. You must ensure that no part of your body is exposed during the process. Other than protective clothing, you should also have the right spray. Make sure you buy a type of spray that can be applied at a safe distance. Ensure you read the instructions and test to ascertain that it works.

Schedule the process at night. Bees are less active during the night, and this gives you an advantage. Bring a flashlight and first observe the bee activity before engaging. If there is none, that would be a good sign to proceed with the process. You should spray from a few feet away and leave the hive for at least half an hour. Go back and observe the hive and spray for the second time. Again, leave for half an hour and then return to knock out the hive.

If you deem this process to be challenging, you are better off hiring a professional bee removal specialist. They have the proper tools and products to ensure a safe and complete removal of the bees.

Sell My House Houston Tips

If you want to sell your house quickly, regardless of the reason, there are two main ways to do it. It all depends on your situation, how flexible you are with the sale terms and how much equity you need out of the house.

Here are the top sell my house Houston methods:
Sell to an Investor

This is by far, the quickest way to sell your house. You have probably come across ‘we buy houses’ signs in your neighborhood or perhaps you have received a postcard asking if you want to sell for cash fast.

The benefit of selling to an investor i that you get cash under a month, despite the condition of your home. This is usually an excellent deal if your property needs lots of repairs and you don’t have the finances or the time for the job. This is also a good idea if you are facing foreclosure or need to pay for some emergency.

The downside to this method is that yo need a lot of equity. Most real estate investors will just offer 50 to 65% of the market value. So, for instance, if your house is worth $150,000, you could end up with $70,000 from the sale. That means that you need to have a mortgage balance of less than that amount or you would have to cover the rest yourself.

Using a Real Estate Agent

This is another sell my house Houston method that I would consider, but I would have to price it at a good 10 percent of what other houses similar to mine are going for. This strategy allows potential buyers to instantly consider your offer since it is the lowest.

The benefit of this method is that you can get a buyer quickly and also, they would have an easier time securing their loan as the evaluation will show it being worth more. As such, the bank will be more comfortable providing a loan for an undervalued home.

The downside of pricing your home low and using an agent is that you will get less than what your house is worth. Also, if you include the agent’s commission, closing costs and other expenses such as repairs and inspections, you will be set back at least a further 12%. This method is an ideal way to sell fast, but again, you need to have the equity to cover the discount, or you will have to shed off an additional amount during the closing.

Incredible Designs By An Incredible Architects In Guernsey


PFA Architects are an amazing team of interior designers, 3D modelers, technologists, technicians and sight construction administrators. They have worked hard to establish themselves as one of the leading practices in Guernsey, over the past 20 years they have managed to achieve a track record of planning success. They are well equipped to support all of their clients and provide the interface between design and construction. Their expertise range from traditional and contemporary design to the technical skills needed to support the administration of the construction. They pride themselves on their personable down to earth approach to client relationships and will help to fulfill your dreams and ideas. They have managed to establish themselves as one of the leading practices in Guernsey.


One of the many places that they worked with was the Les Goubeys Farm. With this property PFA Architects wanted to provide direct access into the heart of the home rather than having to pass through all of the rooms in the ground floor. To do this they added a stunning contemporary glass walkway. The building is still visible through the glass; a small cottage was also linked to the building. The spaces were them re-worked to provide a new master bedroom, guest accommodation and a boot room. The interiors were designed by the sister company PF+A Interiors.


Another one is Antiqua. With this property them removed the kitchen wall and added an extension; the extension increased the properties floor area by 50%. The property looks ordinary and roughly the same one e outside, but gorgeous on the inside. The work they have done has provided an open living space for the whole family to enjoy. The vaulted ceiling allows the light to shine through and brighten up the room, the large folding doors connect the new extension to the garden. This stunning refurbishment was accomplished on a relatively modest budget.


For PFA Architects to provide their services there is a procedure in which they follow. This starts with a client meeting, this is usually held on sight and you discus your ideas for the development with someone from their team so they can offer their advice. Then a measured survey is completed on the property. Then they create a proposed plan and once this is finalized it is sent to the planning department. Next detailed plans are made to show all of the necessary information. Then a building contractor will be selected and then an accurate price will be decided. Lastly they will work with your chosen builder to ensure that everything runs smoothly.


Buy, Sell or Rent Properties through the Online Market

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With 93% of properties now found through the internet, and research showing that over 85% of tenants effectively use the internet to hunt for properties, searching for a house through the online estate agents market seems like a good guess.
Open House Estate Agents are a real estate company based in Wigan but run virtually, and are part of a strong national chain. This is beneficial as the strength of the national exposure means they are able to advertise on popular websites such as Zoopla and RightMove, whilst still remaining local and being able to assist you personally whether you’re buying, selling, renting or letting property. Not only can they advertise on huge websites, they will also advertise on their own national chain website and through this be able to target probable customers.

Their customer service is extremely friendly and they deal with each case start to finish and make sure that every enquiry a client has is dealt with properly. Their phone line services which are available 24 hours a day, 7 days a week means anytime a customer needs help, they can provide them with it. Everyone has a vast knowledge of local and national property markets across the UK, and has an in-depth understanding of property acquisition, disposal and management, and can offer as much information as the client wants to know. They also understand their client’s needs and will help in any way they can, and will help you do what you want them to with your property fast and for the best prices.

Not only have they got exceptionally welcoming and helpful staff, they have some of the lowest commission rates and with reduced unnecessary overheads they can offer the same fully-personalised letting agency service for a fraction of the usual price. With commission rates at just 0.85%, half of what other estate agents locally charge, you’re really not going to get it any better.

How To Get Your Home Warm and Cozy This Winter


Your choice of heat emitter will determine in which way your house gets warmed up this winter.

The winter is coming, and with it, the dramatic temperature drops nearly best combi boilerseverywhere. If you live in hot climate then you have nothing to worry about, but for many people, having a heating system on their houses is just as crucial as the need for running water. The technology these days offer a wide range of options, from radiators, to underfloor heating systems and combi-boilers. Many people prefer using underfloor heating or a combi boiler for some good reasons.


There are 2 types of underfloor heating, the Electric ones and the Hydronic ones. Which one is best for you? Depends on your needs. Electric heating is used primarily on homes where the water is prone to freeze. Hydronic heating is ideal where electricity may fail one day. Some of the advantages of underfloor heating vs. a conventional radiator are:

It turns your floor into a big radiator, whereas the conventional radiator warms up a room at a time.

With the underfloor heating the heat rises steadily when needed, and lowered when required. Instead, the radiator rises the temperature always, and if you need to cool it down, you must turn it off.

It works quite well if combined with a heat pump, the radiator won’t.

Many people also use the best combination boilers on the market. Many homes in the UK use a combi boiler, which works as a water heater and a central heating boiler. The advantages of a combined boiler (combi boiler) are that it includes hot water being delivered to each one of your water taps, for a warm shower, without the need of a pump. Other advantage of the Combi boiler is that it can save you good money, since there is less pipe work to do. It can also save you time, since the installation is quite simple.

Both options are great, but you have to determine which one works best for you. It depends on your needs, depends on how many people live in your house, and you have to also take into account the amount of money you are willing to spend. Installing an underfloor heating system is a little bit more expensive because it needs more pipe work than a combi-boiler, but an underfloor heating system may be useless if you live in an apartment building. Take these considerations into account and you’ll be warm and cozy for the rest of the winter.

27th Feb 2017: We wanted to update this post since we had some readers contact us about underfloor heating suppliers. There are many out there, but we prefer the recognised ecommerce stores like amazon and ebay. They have a huge range of the products, such as these underfloor heating kit packages from amazon. Next day delivery is often available and you know are dealing with trustworthy company with these stores.

Comparing Scotland With London Property Market

In my last post I talked about how bad things have been in the Scottish property market since the recession hit. In this post I want to discuss the opposite end of the scale where properties sell within a day, and owners can expect to make 10%+ growth per annum. The strange thing is, this isn’t happening in a foreign country, it is happening right here in the UK.

The London Property Market

Everyone who is seeking to buy a house in London can agree with me that right now it is not the right time for one to enter the London market. Buying a home has become quite a challenge as compared with previous years. There has been doom and gloom around as house prices rise (how contrasting is this to my last post where the issue was falling house prices!), slow wage growth as well as higher bills that are making it quite difficult for one getting on the property ladder very intricate.

Some scary prices are emerging one having to make an average deposit of around £50, 000 if he or she is a first time buyer. In some areas, the prices are racing way too far ahead of wages. Affordability has worsened and still is throughout. However, in order to overcome these challenges, the Government has decided to bring home ownership scheme closer into reach.

The calculated index using official data on incomes, house prices, interest rates and taking into account the changes in the cost of living , shows how homebuyers in some regions are quite very lucky to have homes far easier that other homebuyers. Also peering beyond the fog of despair, for those who know how to look, there are options that are relatively fair that are being offered by home builders and agents. Though, it is also quite a challenge to find such agents if you do not know where to look.

082 (1)The reason why it is becoming so difficult for one to get a home at affordable prices in London is because of the following reasons; First, London is an international city and it is not strange that there are thousands of property markets across the UK thus you are left with hundreds of different markets and you get confused and worried where to invest or get a home from as well as you will have your doubts with this markets.

This is the reason why the best way for one to buy a home is through the government backed shared ownership. The shared ownership programs or schemes are provided through the housing associations. One usually buys a share of his or her home i.e. between 25%-75% of the home value and you pay rent on the remaining share.

You can be capable of buying either an existing or a newly built home with the shared ownership scheme, such as the development at Greenwich Millennium Village, through the resale programs from the housing association. One is also required to fund this through one’s savings or take out a mortgage to pay for the share of the home`s purchase price.

Do not allow your home dreams to fade away. Get this deal and make your home dreams come true as well as you don’t experience a lot of challenges especially if you decide to buy a home on your own. Also you can decide to consider the available home building agents deals in London but if you really want a relieved time as well as manage to do other critical issues in your life then it is advisable you opt for the government backed shared ownership.

Property market in Scotland

The property market in Scotland is still very gloomy, judging by recent statistics. Over the summer the number of house sales recorded was down to half the number sold in 2013 and 2014, just before the recession gripped the whole of the UK.

The Scottish property market has suffered badly during the current downturn and there is no sign of any improvement, with the average property now being worth 2.3% less than it would have been at the same time last year.


Over the summer period of July to September, which is traditionally one of the busiest times for house sales across the country there were just less than twenty thousand properties sold. This is the lowest number of house sales for nearly ten years.

Despite the Government trying to kick start the property market and pledges to build more homes, 2012 saw sales decrease by 2.1% eight and the average residential house is now worth just short of £160,000.

It is thought that the possibility of a referendum on whether Scotland should become independent is worrying many buyers and stopping any growth in the property market and the general concern of the recession and whether the worst is over, is also stopping people moving house or taking the plunge to get on the property ladder. Many people are not willing to commit to a property purchase until the vote on independence is done and dusted.

The recent figures are the lowest sales figures since the Registers of Scotland started keeping records back in 2003. The figures also show a marked difference between regions in Scotland. Some are even showing a steady growth, while in other areas there is a definite stagnation in the market and fall in figures.

The main cities of Glasgow and Edinburgh showed the most sales, although average house prices had still gone down. Glasgow, Scotland’s largest city, recorded 2198 house sales during the summer sales, but with the average house price down by 5.1%. Edinburgh is still the most expensive place to buy a house in Scotland, next is East Dunbartonshire, which saw a large 10.5% rise in sales and an 8% increase in house price and East Lothian.

Surprisingly the Orkney Isles showed the largest rise in house values. Prices there went up by 16% giving an average property price of just over £134,000. The biggest fall in house prices was in Argyll and Bute, where prices dropped by 12.7%, although that meant the average property was still worth £143,590.

The overall drop in property prices was good news for first time buyers in Scotland, making houses more affordable. But more regulations and restrictions in lending meant it is still very difficult to get a mortgage. Many people in Scotland are living in rented accommodation, trying to save the deposit for a house and hope that sooner or later they will be able to qualify for a mortgage.


In my next post, I want to contrast this dire situation in Scotland with the insane market in London, where things couldn’t be more different. Check back soon to see how things have changed.